Insurance · Optum

Optum Mental HealthCoverage in Laguna Beach

Exist is in-network with Optum, and we check your behavioral health benefits for PHP, IOP, and outpatient care for free.

Located in Laguna Beach, California

(949) 670-9345
Talk to admissionsVerify insurance
  • Network statusIn-network
  • Reply timeOne business day
  • Cost to checkFree

The quick answer

Yes, Exist Is In-Network With Optum

Exist is in-network with Optum, and your Optum mental health coverage can apply to PHP, IOP, and outpatient care at our Laguna Beach clinic. On some plans the card says UnitedHealthcare while Optum manages the mental health benefit, and we're in-network with both. Send a member ID and date of birth, and we get back to you within one business day. Benefits vary by plan, and verification is not a guarantee of coverage.

Send us what is on your card, and we will find out which company answers for your benefits.

Call (949) 670-9345
A person standing in the arched mouth of a dark sea cave at dusk, back to camera, looking out at a still cove and a small pale sun.

How We Check Optum Benefits for You

You do not need to know whether Optum or UnitedHealthcare handles your benefits before you call, because finding that out is part of the check.

  1. An open wooden door onto a cream plaster courtyard with a single olive tree at dusk, a person at the low wall with back to camera.

    Start With the Card

    Read us the member ID from the card you have, even if the Optum name does not appear anywhere on it.

  2. A ceramic dish holding a brass key beside a folded blank sheet of paper on a walnut table, a person seated by a dusk window behind.

    Add the Date of Birth

    The date of birth of the person on the plan lets us match the right member when we contact the plan.

  3. A person sitting on a stone step of a terraced coastal garden at dusk, back to camera, looking over a still bay and a pale sun.

    We Contact the Plan

    We ask whichever company manages your behavioral health benefits how it covers PHP, IOP, and outpatient care.

  4. A woven basket of lemons on a dark walnut counter in a plaster kitchen, a tall window showing a pale sun over a cove.

    We Write Back

    You hear back within one business day with what the plan said, and the decision about what comes next stays yours.

What Your Optum Plan May Cover at Exist

Each level of care below is a separate question to the plan, and the answer can differ from one level to the next.

Talk to admissions

  1. PHP

    Our partial hospitalization program is the most structured care we offer, about six hours a day, Monday through Friday.

    • Full days
    • Laguna Beach

  2. IOP

    Our intensive outpatient program runs about three hours a day, three to five days a week, with the same team as PHP.

    • About 3 hours
    • Same team

  3. Outpatient

    One-on-one therapy is for people who need less than a full program, and we check it the same way.

    • 1:1
    • Weekly

  4. Truth House

    The Truth House is transitional housing for people in our PHP or IOP, and insurance does not pay for it.

    • Housing
    • Not covered

What We Ask Optum About PHP and IOP

Each week

PHP

Monday through Friday.

IOP

Three to five days.

Each day

PHP

About six hours, with four group sessions.

IOP

About three hours, with two group sessions.

What we ask Optum

PHP

How your plan covers partial hospitalization.

IOP

How your plan covers intensive outpatient.

Evenings

PHP

At home or at the Truth House.

IOP

At home or at the Truth House.

Paying With Optum Benefits

Exist is in-network with Optum. Benefits vary by plan, so we check the Optum benefits tied to yours and get back to you within one business day.

Talk to admissions
  • Aetna
  • Blue Shield of California
  • UnitedHealthcare
  • Optum
  • Magellan Health
  • Cigna
  • Anthem Blue Cross
  • Kaiser Permanente

  • In-Network With Optum

    In-network care usually costs you less out of pocket than out-of-network care, and we confirm what your plan covers before you start.

  • Private Pay

    You can also pay by credit card or set up a payment plan, and we accept CareCredit.

  • If We're Not the Right Fit

    If another program would serve you better, we'll tell you honestly and help you find a referral.

After We Hear Back From Optum

  1. 01

    Choose a Level of Care

    Admissions tells you honestly whether PHP, IOP, outpatient care, or a referral would serve you best.

  2. 02

    Assessment and Intake

    We complete a short assessment with you, go over costs and coverage, and set your intake date.

  3. 03

    Your First Day

    You get your schedule ahead of time, and our team gives you a warm welcome when you arrive.

(949) 670-9345

Questions About Optum, Answered Plainly

Exist is in-network with Optum, and many plans with Optum-managed benefits include PHP and IOP. Benefits vary by plan, so we check yours and get back to you within one business day.

Something we didn’t cover? Call (949) 670-9345 or text us.

Let Us Check Your Optum Benefits

Call Exist and we will check the plan for PHP, IOP, and outpatient care in Laguna Beach. If Exist is not the right fit for you, admissions will help you find a referral.

Clinically reviewed by Dr. Courtney Tracy, LCSW, PsyD · Reviewed September 2026

Talk to admissions(949) 670-9345